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How to Save Money on Your Christmas Shopping
Christmas is the most magical time of the year. But with presents, party food, travel costs, party outfits and Christmas dinner to pay for, it’s also the most expensive time of the year. Don’t let money worries ruin things for you and the kids, though. With careful planning, you’d be surprised by how much money […]
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How to Reduce Financial Stress
Nowadays, Australians are forced to cope with incredibly high levels of financial stress caused mainly by the rising costs of living. Everyday, it becomes harder and harder for the average Australian to maintain a comfortable lifestyle in the current economic situation. A study led by business research leader CoreData, highlighted that 15% of the people […]
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Do You Pay High-Interest Debt or Small-Balance Debt First?
Financial advisors all have different opinions when it comes to the method you should choose to get rid of your debt. No matter if the debt is a loan from Great Plains Lending, credit cards, a mortgage, or any other kind of debt, there are as many opinions about getting debt under control as there […]
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How ATM Card Skimmers are Advancing and How You Can Stop Them
Identity theft is on the rise and has only been increasing in the past few years. In fact, 8.1 million cases of identity theft occurred in 2010 in America, resulting in millions of dollars lost and credit destroyed, as reported on Credit Infocenter. Knowing what to look for and how you can prevent it from […]
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What Is PPI?
Very simply, PPI is Payment protection Insurance. This insurance is supposed to cover any loan and debt repayments you may not be able to keep up with in the event of losing your job or becoming too ill to work. PPI policies were sold to people as part of the deal when they took out […]
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If Only You Could Reverse Time
You are 62 years old and you are house poor. You have lots of money as a form of equity in the house you own but you have very little cash. In your younger years, you did not bother to plan for your retirement. Why worry about something so many years away when you can […]
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How You Can Kill Your Credit Score
Your Credit Score Affects Your Life In the perfect world, we only borrow to pay for goods and services that we know we can afford. However, there are times when the opportunity to purchase is just too good and it makes sense to borrow to finance the purchase. After all, the ability to borrow in […]
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Credit Scores: 5 Myths That Need Busting
Understanding your credit score and how it works is incredibly important if you want to remain financially secure. We’ve come across a multitude of myths over the years that can greatly affect our funds and cause us to make the wrong decisions. It’s time to put a stop to five particularly common examples. Let’s take […]
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Productive Ways to Spend a Tax Return
With tax season underway, many Americans will be receiving an extra check in the mail. The burning annual question of what to do with that tax return will always be present as the country creeps toward spring and summer. Oftentimes if people get a return they end up blowing through it on useless costs and […]
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5 Ways to Save for a House Deposit
Two years ago, I purchased a condominium unit for myself. After all the financial ups and downs I endured in those two years, I will finally be able to live in my home, sweet home by next month. Pay the house in full. That is the best advice I can give you when buying a […]
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