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Want to Badly Get Out of Debt?
Many Americans live under the specter of overwhelming debt. According to the Federal Reserve Bank, consumer credit reporting agencies added bankruptcy notations to about 255,000 consumers’ records in the first quarter of 2015. Currently, Americans are nearly $12 trillion in debt. Credit card debt represents almost $900 billion of that, and student loans set American […]
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Three Insurance Policies You Cannot Go Without
There are many kinds of insurance policies out there, but some should be considered as “must have” in order to protect you and your family. The three policies you should always carry are life, health, and auto. Without these, you could find yourself in a real bind (and without auto, you could be violating the […]
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The Psychology of Money: Hacks to Help You Save
Findings from a 2010 Pew Research Survey show that 70 percent of Americans have a financial problem. The problems include losing a job, having problems paying rent or a mortgage, having a credit card application denied or having trouble paying for unexpected expenses. It’s not easy to get all of your ducks in a row […]
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4 Ways to Prevent Online Credit Card Fraud
Online shops have made it so convenient for tech savvy consumers to switch from personal store visits to virtual transactions. Who can resist the advantages this technology brings? With just a few clicks, you are able to get the same item in less than ten minutes, plus the many perks of online vouchers and discounts. […]
Click to Read This ArticleCan Anybody Become Financially Independent Today?
Let’s Cut to the Chase At the risk of generalising, one might be inclined to say that financial independence lies at the heart of everyone who works for a living. Indeed, such a noble objective seems apropos given the many years of sacrifice that we make in our productive lives. However, working in itself does […]
Click to Read This Article4 Tips for Networking on Social Media
Despite hundreds of resumes covering the desks, chairs and floors of hiring managers, studies have shown that the majority of positions are still filled because of networking rather than interviewing. If you don’t know anyone in your industry, this used to mean you were locked out of the inner circle with no hope of getting […]
Click to Read This ArticleHousehold Must-Haves: Steps for Saving Big Money on Major Appliances
Major appliances are a large part of home convenience. It’s so much easier to throw dishes in a washer rather than clean them by hand; a washing machine is quicker than going to a Laundromat; and, blenders conveniently chop, puree, and combine food for preparation. However, if you haven’t noticed, the price of major appliances […]
Click to Read This ArticleThe Frugal Mover: Relocating Without Draining Your Wallet
Moving can be expensive, but there are many simple ways for you to clip costs without sacrificing your needs. Here are just a few ways you can make it happen. Make an Inventory A lot of people don’t do this, but they should. Making an inventory helps you take stock of what you have. […]
Click to Read This ArticlePros and Cons of Using a Mortgage Broker in Edmonton
When you begin shopping for a mortgage there are many people who will enlist the services of a mortgage broker in Edmonton. However, with recent issues in the economy, there are many people who now scrutinize if these individuals are working for their customer’s best interests. When you work with a competent and experienced mortgage […]
Click to Read This ArticleReducing Interest Rate Charges is Easier than You Think
Credit card debt is a serious problem in the USA. Even though the recession should have taught a lesson to everyone it seems that there are still many people in the USA who have lost control of their credit card debt. The total consumer debt on credit cards is $900 billion which averages at over […]
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