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Offset Mortgages – How Do They Work and What are the Advantages?
If you are a homeowner with savings, you could protect yourself from rising interest rates by using an offset mortgage. However, is this the right option for you? What are the advantages and disadvantages? Let’s take a closer look at offset mortgages and learn more about how they work. How Does an Offset Mortgage […]
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7 Reasons to Keep Your Business Documents Safe
You are probably aware how important it is to store business documents safely, but have you ever thought about all the reasons why? Storing your business documents safely has some serious benefits to businesses. You are leaving your business exposed if you don’t follow procedure and make sure all your documents are kept somewhere safe […]
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Work from Home
As more businesses seek cost-cutting measures whilst maintaining product and service quality, many are looking at telecommuting as a viable savings option. Having employees work from home does require changes in management style and project coordination, though the ability to downsize to a smaller office or no office whatsoever can bring about substantial savings for […]
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Customer Identification Program (CIP): How Banks Protect Against Fraud
To assist in the effort to stop money laundering and financial transactions related to funding terrorism, federal law mandates that financial institutions adapt and adhere to a Customer Identification Program (CIP). Using the CIP approach, each financial institution must be able to “form a reasonable belief that it knows the true identity of each customer” […]
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Ways to Deny Access to Your Business Property
If you have a business property that needs to be protected then the best thing you can do is find ways of denying people access. Stop intruders from getting inside in the first place by putting security measures in place. There are lots of ways of stopping people from getting anywhere near your business property. […]
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Why Small Businesses Should Consider an Outsourced Bookkeeping Provider
While the economy is showing signs of improvement, the most recent employment data is still indicating that many companies are worried about their future and are not hiring as many full-time staff members as was initially anticipated. Some of them are employing temporary workers until they are absolutely sure the economic improvements we are witnessing, […]
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See How Easily You Can Save for Retirement
Whether you think you are 15 years away, 10 years away, or just around the corner from retirement, having some type of plan to save money for when the time comes is key to ensuring financial security while living out the rest of your life in peace and relaxation. By the time most people retire, […]
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How to Preserve Your Wealth
There’s a saying that goes, once the hard part’s over, then begins the hard part. The meaning is pretty basic: Nothing that’s worth putting hard work into maintains itself. If you put in the hard work of diet and exercise over time in order to improve your health and your physique, you are then faced […]
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Are You Planning on Selling Insurance?
Door to door salespeople are still aplenty, but the days of selling insurance door to door are long gone, unless you have taken the time to undergo your state’s required education and training for an insurance license. Every state has a licensing commissioner, and it is this agency’s responsibility to hand down to insurance salespeople […]
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Checking Your Insurance Policies for Accident Compensation
If you are determined to make your way through the designated channels of communication and legality after having been in an accident, and if you have already eliminated the possibility of taking more minor steps such as writing a letter to the at fault party or trying to work through a mediation service, it is […]
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