Sowing the Seed of Financial Success

Business owners are raised on a philosophy that should underpin their purchases. That is; “buy well. Buy once.”

Essentially, spending more money once on a good, solid product is better than spending less money numerous times on similar products of poorer quality, which will only serve to cost you more over a prolonged period of time.

With the right research and timing, however, it is possible to invest in certain niches that will allow you to take that early retirement you have always dreamed of.

financial success

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The second most popular type of investment (beaten, somehow, by banks, which at the moment have the lowest interest rate in recent years), property is an excellent way to make huge sums of money.

Property investment can be long-winded, but the rewards are certainly worth it. A monthly income of rent (paid directly to you) certainly helps to fill the coffers, and, as with the business philosophy, buying well (a more expensive house) will help you achieve maximum potential. Naturally, if the cost of the property was more expensive, you can charge a higher rent and achieve a higher profit yield percentage.

Once the mortgage is paid off, you can either sell the property on for a high fee, continue to rent it out for a fee or even pass it on as inheritance to your children and give them a fantastic foot on the property ladder. If selling a property, the help of Adobe Spark advertising will certainly boost sales and help you offload the property more quickly.  


The stock market is confusing territory and is also a huge risk (certainly more so than property) for investment as you risk losing everything that you invest.

That being said, this post is about looking at investing well, and it is possible to do so in stocks. A financial advisor would certainly be a recommendation, as would thorough research of the market and worldwide companies.

Yes, it may be time-consuming and difficult, but you only have to make one great sale of stock to be afforded the life of luxury.

Be wary, as the stock market has been likened to the gambling industry, and indeed is the home of many gambling addicts who lose money that they can’t afford. Know when to call it a day.

Be generous

Let’s assume that you have invested in the above two tips, and your investments have paid off. You have enough to retire early and still live very, very comfortably (perhaps even lavishly). But what about the extra money?

The obvious choice is to draft a will and leave a lot of money to family. This is a good idea in theory, but there is a better alternative.

You can gift up to eleven thousand dollars a year without having to pay tax on it, and what’s more, you will be alive to see your family benefit from spending it (and who knows, if you’re lucky, they may reward you for your generosity!).

Investing money can be intimidating because there are so many different options and there is no guarantee with any option that you will make money.

With thorough research and the right guidance, however, it is possible to invest well and reap the rewards of savvy spending.


Arnel Ariate is the webmaster of Money Soldiers.

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