Jesse Fin

Jesse worked as a journalist for a large tv station in Korea in her past life. She now works full time at home as a blogger and loves to help her friends manage their personal budgets.

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Nick - November 12, 2013

I love negotiating my rates, I have a good credit score and when creditors realize this they offer me competitive rates to prevent me from moving my debt elsewhere. I know so many people who cant be bothered to negotiate their rates or move them somewhere cheaper and they end up paying twice as much in interest as they have to – I guess they cant be bothered. Great post, love the graphics.

    Arnel Ariate - November 12, 2013

    Thank you, Nick. Luckily I was able to get rid of my credit card debts long ago and so far I managed to stay out of credit card debts. I’m not using credit cards anymore, what I’m using now are just debit cards and that set up works for me.


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